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Not a claim? Use this form.

For claim help, use the free claim review on any page. For media, partnerships, or editorial questions, reach out here.

General inquiries

Tell us what you need.

We respond within 1–2 business days. If your house is actively flooding, leaking, or unsafe. Please call instead.

Why PANM

We work for policyholders, not insurance companies.

Public adjusters are licensed by the state of Florida (DFS) to represent you, the policyholder, in your insurance claim. We read the policy, document the loss, negotiate the settlement, and fight for what your coverage already promises.

  • Licensed & certified by Florida DFS
    Every adjuster on our network carries an active Florida public adjuster license. Verified, certified, and in good standing with the state.
  • Experienced. Contingency-based.
    Decades of combined Florida claim experience. Our fee comes from the settlement increase, not from your pocket upfront.
  • Policy-first review
    We read your policy, including the endorsements most homeowners never see.
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