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Florida residential street after a hurricane

Florida Storms

Three decades of Florida hurricanes. Every one a lesson for your next claim.

40 storms documented. From Andrew (1992) to today. Click any storm for the claim-handling story.

40 pages in this collection
Saffir-Simpson ScaleCat 1Cat 2Cat 3Cat 4Cat 5Tropical Storm

2017, Present

The Modern Era

Helene, Milton, Ian, Idalia. The storms still defining current Florida claim practice.

2004, 2016

The Decade of Major Hurricanes

Charley, Frances, Jeanne, Ivan, Wilma, and Katrina. The hurricane seasons that rewrote the Florida market.

1900, 2003

The Era of Andrew

Andrew (1992) reshaped Florida insurance. The storms that followed showed the cracks.

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Get a free claim review from a licensed Florida public adjuster.

We review your policy and estimate at no cost. If we take your case, our fee only comes from the increased recovery.

  • Licensed Florida public adjusters
  • We work for policyholders, not insurance companies
  • No fee unless we recover more than you were offered
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Why PANM

We work for policyholders, not insurance companies.

Public adjusters are licensed by the state of Florida (DFS) to represent you, the policyholder, in your insurance claim. We read the policy, document the loss, negotiate the settlement, and fight for what your coverage already promises.

  • Licensed & certified by Florida DFS
    Every adjuster on our network carries an active Florida public adjuster license. Verified, certified, and in good standing with the state.
  • Experienced. Contingency-based.
    Decades of combined Florida claim experience. Our fee comes from the settlement increase, not from your pocket upfront.
  • Policy-first review
    We read your policy, including the endorsements most homeowners never see.
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